This account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.
Features
- Earn a higher Average Percentage Yield (APY).
- Low $500 minimum to open.
- Access to Digital Banking.
- No monthly service fees.
- Deposits are Federally Insured by the NCUA to at least $250,000.
12 - 60 Month Certificates
4.00% APY*
$500 minimum balance
4.05% APY*
$25,000 minimum balance
4.15% APY*
$100,000 minimum balance
*APY=Annual Percentage Yield. APY is accurate as of 12/1/2024, and available for a limited time. Certificate terms 12 - 60 months. Minimum account opening deposit of $500 required. Minimum balance of $500 earns 4.00% APY, minimum balance of $25,000 earns 4.05% APY, and minimum balance of $100,000 earns 4.15% APY. Penalties may be imposed for early withdrawal. Fees may reduce earnings.
You Could Be The Next BIG WINNER!
CFCU LUCKY SAVERS
Every $25 deposited is a chance to win!*
*up to 10 entries a month
* See official Lucky Savers rules here. For more information, please visit www.nycua.org.