Commercial Mortgage Refinance

Wow!Just saw our rates and wish you would have financed with us to begin with?

No worries! We're one of the few organizations that will not only refinance your Commercial/Business Mortgage to CFCU... we'll do it with a No Closing Cost Option!

Our No Closing Cost Option is our gift to you. We understand how you are trying to make our communities stronger too!

Contact CFCU

Mark's experience in Commercial and Business Lending and knowledge of our communities is vast and very valuable to the future of your business!

Contact Mark today to apply!

Rates and Loan Types

Commercial Mortgage Loan Rates

  •  Rates as of 3/1/17
Annual Percentage Rate Alert Me
Commercial Mortgage Loan 5.50% Fixed for up to 15 years (180 months)1
No Closing Cost Commercial Mortgage Loan Refinance 5.25% Fixed for up to 12 years (144 months)2
  • 1Rate determined by credit criteria and qualified discounts. To earn this special rate, you must have and maintain a Premiere Business Checking account The account must be active at least 15 days prior to loan closing. Auto pay from your CFCU account is also required. 80% maximum loan to value. $500 nonrefundable application fee for loans up to $100,000, $1,000 for loans $100,000–$300,000, $2,000 for loans over $300,000. Payment per $1,000 at 5.50% for 180 months = $8.17. Rate subject to change. All loan applications are subject to approval. The Credit Union reviews all loan applications to ensure fairness and compliance to CFCU policy.
  • 2Credit requirements apply. To earn this special rate, you must have and maintain a Premiere Business Checking account The account must be active at least 15 days prior to loan closing. Auto pay from your CFCU account is also required. Five-year recapture on all closing costs paid by CFCU. 70% maximum loan to value. $750 nonrefundable application fee for residential rental properties, or $1,500 nonrefundable for commercial buildings. $1,000 rate lock-in fee (refunded at closing). Payment per $1,000 at 5.25% for 144 months = $9.37. No refinances of CFCU loans allowed for this special no closing cost rate. Must be closed by CFCU attorney. All loan applications are subject to approval. The Credit Union reviews all loan applications to ensure fairness and compliance to CFCU policy. CFCU will pay the costs associated on the first $250,000, excluding environmental phase I & II, and filing fees on mortgages that exceed $250,000.

For Traditional Adjustable Rate Mortgage up to 25 years, or to refinance a current CFCU Business Mortgage Loan, contact us for current rates!

Insurance

Don't forget Insurance!

Your business deserves the best deal for the right insurance. Turn to CFCU Insurance Services for all your business insurance needs.

Call 844-835-7646 or Click to Learn More!

Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by CFCU Community Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by CFCU Community Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.