Commercial Mortgage Refinance

Wow!Just saw our rates and wish you would have financed with us to begin with?

No worries! We're one of the few organizations that will not only refinance your Commercial/Business Mortgage to CFCU... we'll do it with a No Closing Cost Option!

Our No Closing Cost Option is our gift to you. We understand how you are trying to make our communities stronger too!

Jeremy's experience in Commercial and Business Lending and knowledge of our communities is vast and very valuable to the future of your business!

Contact Jeremy today to apply!

Commercial Mortgage Loan Rates

  •  Rates as of 3/1/17
Annual Percentage Rate Alert Me
Commercial Mortgage Loan 5.50% Fixed for up to 15 years (180 months)1
No Closing Cost Commercial Mortgage Loan Refinance 5.25% Fixed for up to 12 years (144 months)2
  • 1Rate determined by credit criteria and qualified discounts. To earn this special rate, you must have and maintain a Premiere Business Checking account The account must be active at least 15 days prior to loan closing. Auto pay from your CFCU account is also required. 80% maximum loan to value. $500 nonrefundable application fee for loans up to $100,000, $1,000 for loans $100,000–$300,000, $2,000 for loans over $300,000. Payment per $1,000 at 5.50% for 180 months = $8.17. Rate subject to change. All loan applications are subject to approval. The Credit Union reviews all loan applications to ensure fairness and compliance to CFCU policy.
  • 2Credit requirements apply. To earn this special rate, you must have and maintain a Premiere Business Checking account The account must be active at least 15 days prior to loan closing. Auto pay from your CFCU account is also required. Five-year recapture on all closing costs paid by CFCU. 70% maximum loan to value. $750 nonrefundable application fee for residential rental properties, or $1,500 nonrefundable for commercial buildings. $1,000 rate lock-in fee (refunded at closing). Payment per $1,000 at 5.25% for 144 months = $9.37. No refinances of CFCU loans allowed for this special no closing cost rate. Must be closed by CFCU attorney. All loan applications are subject to approval. The Credit Union reviews all loan applications to ensure fairness and compliance to CFCU policy. CFCU will pay the costs associated on the first $250,000, excluding environmental phase I & II, and filing fees on mortgages that exceed $250,000.

For Traditional Adjustable Rate Mortgage up to 25 years, or to refinance a current CFCU Business Mortgage Loan, contact us for current rates!