Land Loan

Land LoanCan you picture where your home will be? Where the kids will play? Let us help you achieve that dream.

Whether you are building in 10 years or next month, once you have found the perfect 'forever' spot, you can't help but dream. We understand! If you don't want that opportunity to slip past, use our popular Land Loan to claim your dream.

Flexible terms and competitive rates to ensure you find the right loan!

Contact us to discuss today!

  • Easy way to purchase the land if construction is not going to occur immediately.

  • Land loan can be a part of a Construction Loan if construction is imminent.

  • Loan to value up to 75% on unimproved land and 80% on improved!

  • Fixed Rate 10-year option

  • 3/30 Balloon

  • 5/30 Balloon

  • 7/30 Balloon

Choose which fits your needs!

Contact us for current rates.

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data, send a written request to CFCU Community Credit Union, Mortgage Lending Department, 1030-1050 Craft Road, Ithaca, NY 14850.