Lucky Savers Program

Lucky Savers

A chance for you to win cash prizes up to $5,000, just for saving money!

WINNERS EVERY MONTH with CFCU Lucky Savers. With our Lucky Savers program you have a chance to win big for FREE, just by saving your hard earned money! If you are already a member, simply fill out the form below, and our Member Outreach Team will get you set up asap! All it takes is $25 to start your Lucky Savers certificate and then every $25 you deposit enters you into drawings for monthly and quarterly cash prizes up to $5,000!

Interested in winning big?

Sign up!

Simply fill out this form to get started!

Program Details

Your chance to win big, while simply saving for a rainy day!

What is Lucky Savers?

It's a special Certificate at CFCU that helps you build your savings while giving you a chance to win monthly and quarterly cash prizes! Every $25 deposit (up to 10 entries, with no limit to the amount you are able to deposit) into this account gets you a chance to win - up to 10 chances every month. Plus, all the money deposited into the Lucky Savers account is still yours and helps to build your savings. It's a win-win situation!

How do I open an account?

Simply click on the 'Sign Up!' tab and fill out the form to get started!

What are the prizes?

The real prize is the savings account you'll build with regular deposits each month... but to sweeten the pot, there are these prizes:

  • Each $25 deposit gives you a chance to win quarterly prizes up to $5,000, with 4 prizes to be won at each quarterly drawing!
  • Each $25 deposit gives you a chance to win monthly prizes up to $500, with 33 prizes to be won at each monthly drawing!

What are the requirements to open a Lucky Savers Certificate?

  • Must be 18 years of age or older
  • You must be a CFCU member with accounts in good standing
  • Business and Trust accounts are not eligible for this account

What is a term deposit account?

A term deposit account is a special savings account. You earn a specified dividend if the term deposit account is held for the full term; in the case of Lucky Savers, the term is 12 months.

What's the dividend rate?

View current deposit rates here.

Why should I open a Lucky Savers account?

Because it's a win-win situation! You can win monthly and quarterly prizes, and with regular deposits into your Lucky Savers account, you are guaranteed to have money saved at the end of the year. You seriously have nothing to lose - and everything to win!

Not a Member of CFCU Yet?

Anyone who lives, works or attends school in Tompkins or Cortland counties, as well as any business or organization located in Tompkins or Cortland counties, is eligible to join. All we ask is that you maintain $5.00 in your Savings Account.

Is your brother in Jersey going to be jealous?  Perhaps, but he doesn't have to be! In each instance where a person is eligible for membership, his or her spouse, and their lineal ancestors and descendants, including persons related by adoption, are also eligible for membership!

Worried you might not be a member for life?  Don't worry, be happy! Once you are a member at CFCU, you are a member for life. Our Mobile and Online Banking make it easy to continue to conduct business with us, and you can continue to benefit from our outstanding loan rates and deposit yields! (It doesn't hurt that 1 in every 12 ATMs in the country are in our network either, does it?)

Sold on the idea of becoming one of our 60,000+ member-owners?

Join Today!

Not totally sure yet? We'd love to share more about us! Read on and learn about our unique educational approach at CFCU. We guarantee you won't be disappointed, intimidated, or even bored!

See official rules here. For more information, please visit