Our Structure

Building blocksWe are a not-for-profit Financial Institution... What a concept!

It's something we are pretty proud of. We have all the products and services a bank would have, we just operate differently. Instead of shareholders who scream for more profits to line their pockets, we have members (you) who simply ask to be treated fairly and be given great products and services.

Learn more below!

Is my money safe?

Absolutely. CFCU provides a safe place for your hard-earned savings. Depositors are federally insured to at least $250,000 by the National Credit Union Administration, which holds one of the strongest federal deposit insurance funds in existence.

Want to learn more?

Do you have a Board?

We have both a Board of Directors and a Supervisory Committee at CFCU. These are comprised of unpaid volunteers who bring a wealth of knowledge and experience to the Credit Union. This is quite a surprise to many, as it is well known bank board members may be paid hundreds of thousands of dollars for their time.

Meet our Board!

Show me the money!

So where do the profits go that are generated from day to day operations such as lending? Simple! We find ways to give them back to you!

How might that look?

  • Lower fees. Even among Credit Unions, we are in a low percentile!

  • Better rates to strengthen your bottom line. Feel free to compare our dividends and rates, we know how impressive they are!

  • Offering more free, or reduced cost, services. Such as our free $1,000 AD&D Insurance Policy to every member.

  • Offering more products to choose from. Our No Closing Cost Mortgage saved local members over a half a million dollars last year alone!

  • Strengthening our local communities! Volunteering and giving are a part of our DNA.

  • Helping local non-profit organizations. We helped over 100 local non-profits last year!

As a rule of thumb - As your Credit Union gets stronger, so does your community!

10 Facts About Credit Unions

Which President signed the Federal Credit Union Act? How do non-members benefit just by us existing?

Amaze your friends with your knowledge!