Rates for the month of July 2010

Account Type

Minimum Balance To Open Account

Minimum Balance To Earn Dividends

Dividend Rate (%)

Annual Percentage Yield (%)

Shares (Savings)

$5.00

$100.00

0.50

0.50

Shares (other shares and clubs)

N/A

$100.00

0.50

0.50

Share Draft Classic Checking

Share Draft Premiere Checking

N/A

N/A

$200.00

$500.00

0.25

0.35

0.25

0.35

Share Certificates*:
3 Month

6 Month

6 Month

 

$10,000.00

$500.00

$25,000.00

 

$10,000.00

$500.00

$25,000.00

 

.50

1.25

1.375

 

.50

1.26

1.38

10 Month

10 Month

10 Month Jumbo

12 Month

12 Month

$500.00

$25,000.00

$100,000.00

$500.00

$25,000.00

$500.00

$25,000.00

$100,000.00

$500.00

$25,000.00

1.75

1.875

2.25

1.75

1.875

1.76

1.89

2.27

1.76

1.89

18 Month

18 Month

$500.00

$25,000.00

$500.00

$25,000.00

1.75

1.875

1.76

1.89

20 Month

20 Month

20 Month Jumbo

24 Month

24 Month

$500.00

$25,000.00

$100,000.00

$500.00

$25,000.00

$500.00

$25,000.00

$100,000.00

$500.00

$25,000.00

2.00

2.125

2.50

2.00

2.125

2.02

2.15

2.53

2.02

2.15

36 Month

36 Month

$500.00

$25,000.00

$500.00

$25,000.00

2.25

2.375

2.27

2.40

50 Month

50 Month

$500.00

$25,000.00

$500.00

$25,000.00

2.50

2.625

2.53

2.66

50 Month Jumbo

$100,000.00

$100,000.00

3.00

3.04

60 Month

60 Month

$500.00

$25,000.00

$500.00

$25,000.00

2.50

2.625

2.53

2.66

IRA
(Traditional/Roth)

None

$1.00

1.75

1.76

IRA Certificates: (Traditional/Roth)
24 Month

24 Month

$1,000.00

$25,000.00

$1,000.00

$25,000.00

2.00

2.125

2.02

2.15

36 Month

36 Month

50 Month

50 Month

50 Month Jumbo

$1,000.00

$25,000.00

$1,000.00

$25,000.00

$100,000.00

$1,000.00

$25,000.00

$1,000.00

$25,000.00

$100,000.00

2.25

2.375

2.50

2.625

3.00

2.27

2.40

2.53

2.66

3.04

60 Month

60 Month

$1,000.00

$25,000.00

$1,000.00

$25,000.00

2.25

2.625

2.27

2.66

Note:

*Earn a .25% Rate Increase on New Certificates with the Premiere Checking Account

Dividends will be calculated based on collected balance.

•The Dividend Rates and Annual Percentage Yields are anticipated for the current month. Share and Share Draft rates are variable. The rate may change after the account is opened.

•Annual Percentage Yield assumes that dividends will remain on deposit. Withdrawal of dividends will reduce actual earnings.

•Dividends are paid from current income and available earnings, after transfers to reserves at the end of the dividend period.

•There may be a penalty for early withdrawal of funds.