Lucky Savers

You could be the next BIG winner!

Looking for a way to build your savings and earn chances to win cash prizes?

Look no further! 

What is It?

Our Lucky Savers account is a 12-month certificate that helps you build your savings while giving you a chance to win monthly and quarterly cash prizes!

Every $25 deposit (up to 10 entries, with no limit to the amount you are able to deposit) into this account gets you a chance to win. Plus, all the money deposited into the Lucky Savers account is yours and helps to build your savings. It's a win-win situation! 

You can even set up direct deposit or scheduled transfers to increase your chances to win.


The real prize is the savings account you'll build with regular deposits each month. But, to sweeten the pot there are these prizes too: 

Monthly Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $500 with 33 prizes each month

Quarterly Prizes: 

  • Each $25 deposit gives you a chance to win prizes up to $5,000 with 4 prizes each quarter


  • Must be 18 years of age or older 
  • You must be a CFCU member with accounts in good standing
  • Business and Trust accounts are not eligible for this account
  • $25 minimum to open


Table data for Lucky Savers Certificate - $25 minimum to open and earn APY
 Rates as of 9/1/2022
Term Annual Percentage Yield (APY)1 Alert Me
12 month 0.60% Receive a notification when this rate changes
The APY is fixed for the initial term. At renewal, the APY is variable and may change at this time. Fees may reduce earnings. A penalty will be imposed for early withdrawal.

Lucky Savers Truth in Savings Disclosure

See official rules here. For more information, please visit

  • 1Compounded Monthly

Interested in winning big?

See official rules here. For more information, please visit