Business Credit Cards

A CFCU Business Credit Card is a convenient way to make business-related purchases, handle travel/entertainment expenses and take cash advances.

Limited Time Promotion*

Balance Transfer to Business Rewards Credit Card

2.9% APR for the first 18 months

No balance transfer fee

5,000 rewards points for signing up

5,000 rewards points for registering at uChoose

Contact Us and Apply Today!

or stop into any branch.


*APR=Annual Percentage Rate. APR is variable and subject to change after account opening. 2.90% Promotional APR is valid for 18 months from the time of balance transfer after which the variable rate of 8.65%-15.65% may apply based on your creditworthiness at account opening. Balance transfer must post before 12/31/2021 to qualify for the promotional rate. $0 Balance Transfer Fee applies to balances transferred before 12/31/2021. After that time, the standard balance transfer fee will apply. 5,000 Bonus Rewards Points awarded to new cardholders approved 9/1/2021-12/31/2021. Additional 5,000 Bonus Rewards Points awarded upon successful uChoose registration. Cardholders must register with uChoose before 12/31/2021 to be eligible for Bonus Rewards Points. After that time, the standard points rate will apply. All credit cards are subject to approval. Federally Insured by NCUA.

Benefits

BUSINESS CREDIT CARD

BUSINESS REWARDS CREDIT CARD

  • Low variable rate
  • Credit limit up to $50,000
  • All purchases and expenses are conveniently itemized on one monthly statement for convenient record-keeping
  • No minimum finance charges
  • Instant cash advances
  • One time sign-up fee of $50
  • Mastercard Guide to Benefits
  • Mastercard Easy Savings
  • Earn Rewards Points
    • 2 points for every $1 spent
    • Use your points for cashback
    • Earn points fast. Some merchants reward more than 30 points per $1 spent
    • Literally millions of redemption options at your disposal

Learn more about uChoose Rewards

Rates

Table data for Business Credit Card Rates
 Rates as of 10/1/2021
Annual Percentage Rate (APR) for Purchases APR for Balance Transfers APR for Cash Advances Penalty APR and When it Applies Minimum Interest Charge Alert Me
Business Credit Card 10.15% - 16.00%1 10.15% - 16.00%1 10.15% - 16.00%1 None None Receive a notification when this rate changes
Business Rewards Credit Card 10.65% - 16.65% 10.65% - 16.65% 10.65% - 16.65% None None Receive a notification when this rate changes
  • 1Based on your creditworthiness on account opening. This APR will vary with the market based on the Prime Rate.

MasterCard Guide to Benefits

Click on the image below for MasterCard's Guide to Benefits for CFCU Business Credit Cardholders.

MasterCard Easy Savings

MasterCard Easy Savings is an automatic cashback rebate program available to all CFCU Business credit card and debit cardholders. When you shop at participating merchants, a rebate is posted to your account within a few days. You don't have to register or go through a redemption process, just use your business credit or debit card at participating merchants. If you have a Business Rewards credit card or Business Rewards Checking account, these automatic rebates will be above and beyond the uChoose Rewards points you earn.

To learn more, look up participating merchants, or view terms, Visit MasterCard Easy Savings