Construction Loan

Construction LoansThey say building a home is one of the more stressful homeowner experiences you can undertake. 'They' must have used someone else to finance it.

Though it may be stressful, it often ends in a wonderful outcome... a beautiful, brand new home! Let us take care of the financing of the loan for you. Our goal is to make this part of your experience as 'snag free' as possible.

Spend your time worrying about closet size, not your financing!

Contact us to discuss today!


  • Simple one loan, two step process to lessen the paperwork and effort on your behalf. Build during the draw period, then modify the construction loan into the permanent mortgage at the end of construction.
  • No Closing Cost options available for 10/15/20/30 year mortgages, as well as our 15/1 and 5/5 ARM loan.
  • Land can be used as equity! It is possible to avoid a down payment entirely!


Mortgage rates are ever changing, however we do post daily rates in our Mortgage Center!

Click here to view the daily rates!

Hoping for a lower Mortgage rate?

Let us track it for you. Tell us what rate you want, we'll send you an email when we hit it!

Mortgage Rate Tracker



The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (