Put Your Home's Equity To Work For You!
Great Service - Low Rates - No Closing Costs
When you choose our Home Equity Line of Credit (HELOC), you can leverage the value of your home to get approved for a certain spending limit, and then use as little or as much as you need! We make it easy!
Rates as low as 3.25% APR*
Apply Online Today!
607-257-8500 or 800-428-8340 (both at ext.3291)
We also offer Home Equity Loans
*APR=Annual Percentage Rate. 3.25% APR is for 5-year fixed rate Home Equity Loan with no closing costs. Required 3-year recapture period applies to No Closing Cost loans. HELOC is for 15-year term. Actual APR will be determined by loan term and credit score. Loan amounts of $15,000 to $150,000 based on creditworthiness. Credit scores are determined by the Credit Reporting Agency. Equal Housing Opportunity Federally Insured by NCUA.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda).
BORROWER COMPLAINTS AND INQUIRIES
CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.