Our Structure

We are a not-for-profit financial institution.

It's something we are proud of. We have all the products and services a bank would have. We just operate differently. Instead of stockholders, we are owned by our members, the people we serve. 

Is my money safe?

Absolutely. CFCU provides a safe place for your hard-earned savings. Deposits are federally insured to at least $250,000 by the National Credit Union Administration, which holds one of the strongest federal deposit insurance funds in existence.

Learn more about NCUA

Learn more about Share Insurance

We have a Board

We have both a Board of Directors and a Supervisory Committee at CFCU. These are comprised of unpaid volunteers who bring a wealth of knowledge and experience to the Credit Union. 

Meet Our Board!

Where do the profits go?

So where do the profits go that are generated from day to day operations such as lending?

We find ways to give them back to you!

  • Lower fees. Even among Credit Unions, we are in a low percentile!

  • Better rates to strengthen your bottom line. Feel free to compare our dividends and rates, we know how impressive they are!

  • Offering more free, or reduced cost, services. Such as our free $1,000 AD&D Insurance Policy to every member.

  • Offering more products to choose from. Our No Closing Cost Mortgage saved local members over a half a million dollars last year alone!

  • Strengthening our local communities! Volunteering and giving are a part of our DNA.

  • Helping local non-profit organizations. We helped over 100 local non-profits last year!

As a rule of thumb - As your Credit Union gets stronger, so does your community!

10 Facts About Credit Unions

Which President signed the Federal Credit Union Act? How do non-members benefit just by us existing?

Amaze your friends with your knowledge!