Skip to main content
CFCU Credit Union

CFCU More

An additional platform to complement Digital Banking

CFCU More Login

Routing #: 221381540

Business Checking Account

Choose the business checking account option that is right for you with CFCU!

We have a Business Checking Account option to earn Cash Back Rewards Points when you make purchases with your debit card.

Business Checking Account Features

2Business Checking

CFCU's basic business checking account.

  • Avoid the $10 monthly fee with EITHER $1,000 Average Daily Balance per month OR 20 Minimum debit card transactions per month
  • No charge for up to 50 checks deposited or cleared per month
  • Dividends paid on balances of $1,000+

2Business Rewards Checking

  • Earn Rewards on debit card purchases
    • Earn 1 point for every $2 spent
    • Redeem points for CASH BACK, gift cards, travel, or other merchandise
    • UChoose Rewards
  • Avoid $15 monthly fee with EITHER $5,000 Average Daily Balance per month OR 30 Minimum debit card transactions per month
  • No charge for up to 250 checks deposited or cleared per month
  • Dividends paid on balances of $1,000+

3Not For Profit Checking

  • No minimum balance required
  • No monthly maintenance fee
  • Dividends paid on balances of $500+
  • Low $25 minimum balance to open

Earn $200 IN CASH BACK POINTS

For a limited time only when you open a CFCU Rewards Checking account, you can earn a bonus $200 in cash-back rewards points for using your Rewards Debit Card on every-day purchases. 

To Earn the Bonus:

Learn More About UChoose
*20,000 bonus points awarded to individuals who open a Transformation Checking, Student Checking, and/or Business Rewards Checking account during the promotional period of 02/15/24 – 4/30/24 and within 180 days of account opening use their CFCU Rewards debit for purchase(s) totaling $3,000 or more. Bonus points will be credited to accounts within 30 days of criteria being met. Account holders are eligible to receive bonus points on each new account they open. Transformation Checking requires a minimum opening deposit of $25, with an Annual Percentage Yield(APY) of .03% on balances greater than $1,000. APY is accurate as of the last declaration date. UChoose Registration is required to redeem points. 

Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

ClickSWITCH helps you move automatic payments and direct deposits from one account to another all in one place without having to fill out paperwork.

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

ClickSWITCH helps you move automatic payments and direct deposits from one account to another all in one place without having to fill out paperwork.

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Even Easier!

1ACH payments service requires CFCU approval. Contact the Business Team for more information and approval.

2100 Minimum Balance to Open. Membership eligibility requirements apply. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Business Rewards Checking allows up to 250 checks deposited or cleared per month, $0.25 per item over 250. Business Checking allows up to 50 checks deposited or cleared per month, $0.25 per item over 50. Mobile deposit limits apply, funds may not be available for immediate use. See User Agreement for details. Go green with eStatements or select paper statements. Federally Insured by NCUA.

3Eligibility requirements apply, subject to credit union review and approval.