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CFCU Credit Union

Routing #: 221381540

UChoose Rewards

You’re Already Spending, Why Not Earn CASH BACK Rewards Points!

Earn rewards points every time you use your Rewards Credit and/or Debit card to make a purchase.

Easily redeem the points you earn for cash back, gift cards, travel, or a catalog of merchandise!

To Register, Login, View, and Redeem Points

Go To UChoose Rewards

 

GET UP TO 10,000 CASH-BACK BONUS POINTS!

5,000 Bonus Rewards Points awarded to new cardholders approved 1/13/2025 - 3/31/2025. Additional 5,000 Bonus Rewards Points awarded upon successful uChoose registration. Cardholders must register with uChoose before 3/31/2025 to be eligible for additional Bonus Rewards Points. All credit cards are subject to approval. Federally Insured by NCUA.

 

uChoose Rewards Cardholders: Important Security Updates

 
Cardholder Password Requirements Updates: effective Thursday, January 16, 2025

The password requirements for all cardholder users and admin users will be updated on Thursday, January 16, 2025, to provide optimal security. Beginning January 16, all passwords must contain at least 12 characters and at least:

  • 12 or more characters
  • At least one uppercase letter
  • At least one lowercase letter
  • At least one number
  • At least one special character

All users will be required to update their passwords on their first log in to uChoose Rewards on or after January 16th to meet the new criteria. This will also impact cardholders using the SSO as a password was created/supplied during their enrollment or first login.

 
Cardholder Multifactor Authentication: Effective Tuesday, January 21, 2025.

In keeping with industry cybersecurity best practices, we will enable multifactor authentication (MFA) for cardholders during sensitive uChoose Rewards processes on Tuesday, January 21, 2025.

After MFA is enabled, direct sing-on (DSO) and single sign-on (SSO) cardholders will be required to authenticate using a one-time passcode (OTP) to complete sensitive processes such as registration, password resets, and account linking. Depending on the cardholder's selection, the OTP will either be sent to the email address or the mobile phone number on file. 

Accounts That Earn Rewards

With the following accounts you earn rewards points every time you make a purchase with your debit or credit card. If you don't have a Rewards card yet, apply today and start earning.

Get more information on each Rewards account:

  • Transformation Checking (Earn 1 point for every $2 spent)
  • Student Checking (Earn 1 point for every $2 spent)
  • Business Rewards Checking (Earn 1 point for every $2 spent)
  • Rewards Credit Card (Earn 1 point for every $1 spent)
  • Rewards Elite Credit Card (Earn 2 points for every $1 spent)
  • Business Rewards Credit Card (Earn 2 points for every $1 spent)
  • How to Combine Points

    You can combine points from several accounts by linking them within UChoose. When in UChoose, just click on your profile, then click link accounts and follow the instructions on the page.

    UChoose Rewards page displaying the Link Account option.

    Featured UChoose Offers

    • Earn even more points by checking out and activating Featured Offers in the Earn Point section within UChoose.
    • Some merchants give bonuses of up to 30x bonus points
    • Login to UChoose, to view Featured Offers

    *To manage your points, register your card with UChoose 3 business days from card issuance.