This account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.
Features
- Earn a higher Average Percentage Yield (APY).
- Low $500 minimum to open.
- Access to Digital Banking.
- No monthly service fees.
- Deposits are Federally Insured by the NCUA to at least $250,000.
3 - 35 Month Certificates
3.75% APY*
$500 minimum balance
3.80% APY*
$25,000 minimum balance
3.90% APY*
$100,000 minimum balance
36 - 60 Month Certificates
3.40% APY*
$500 minimum balance
3.50% APY*
$25,000 minimum balance
3.60% APY*
$100,000 minimum balance
*APY=Annual Percentage Yield. APY is accurate as of 4/14/2025, and available for a limited time. Minimum account opening deposit of $500 required. Certificate terms 3 - 35 months: minimum balance of $500 earns 3.75% APY, minimum balance of $25,000 earns 3.80% APY, and minimum balance of $100,000 earns 3.90% APY. Certificate terms 36 - 60 months: minimum balance of $500 earns 3.40% APY, minimum balance of $25,000 earns 3.50% APY, and minimum balance of $100,000 earns 3.60% APY.
You Could Be The Next BIG WINNER!
CFCU LUCKY SAVERS
Every $25 deposited is a chance to win!*
*up to 10 entries a month
* See official Lucky Savers rules here. For more information, please visit www.nycua.org.