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CFCU Credit Union

Routing #: 221381540

Business Checking Account

Choose the checking option that is right for your business!

We have a Business Checking Account option to earn Cash Back Rewards Points when you make purchases with your debit card.

Business Checking Account Features

2Business Checking

CFCU's basic business checking account.

  • Avoid the $10 monthly fee with EITHER $1,000 Average Daily Balance OR 20 Minimum debit card transactions per month
  • No charge for up to 50 checks deposited or cleared per month
  • Dividends paid on balances of $1,000+

2Business Rewards Checking

  • Earn Rewards on debit card purchases
    • Earn 1 point for every $2 spent
    • Redeem points for CASH BACK, gift cards, travel, or other merchandise
    • UChoose Rewards
  • Avoid $15 monthly fee with EITHER $5,000 Average Daily Balance OR 30 Minimum debit card transactions per month
  • No charge for up to 250 checks deposited or cleared per month
  • Dividends paid on balances of $1,000+

3Not For Profit Checking

  • No minimum balance required
  • No monthly maintenance fee
  • Dividends paid on balances of $500+
  • Low $25 minimum balance to open

Switching Your Checking from Another Financial Institution to CFCU is Easy!

Switch Deposits+ is a tool available in CFCU More that makes moving your checking or savings account from another institution to a CFCU checking or savings account, just a few simple clicks away. 

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Easy!

Switching Your Checking from Another Financial Institution to CFCU is Easy!

Switch Deposits+ is a tool available in CFCU More that makes moving your checking or savings account from another institution to a CFCU checking or savings account, just a few simple clicks away. 

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Easy!

1ACH payments service requires CFCU approval. Contact the Business Team for more information and approval.

2100 Minimum Balance to Open. Membership eligibility requirements apply. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Business Rewards Checking allows up to 250 checks deposited or cleared per month, $0.25 per item over 250. Business Checking allows up to 50 checks deposited or cleared per month, $0.25 per item over 50. Mobile deposit limits apply, funds may not be available for immediate use. See User Agreement for details. Go green with eStatements or select paper statements. Federally Insured by NCUA.

3Eligibility requirements apply, subject to credit union review and approval.