Auto Loans with CFCU Community Credit Union - CFCU Community Credit Union

Auto Loan

You worry about the color, we've got the finances covered.

Our members can't say enough about our Auto Loans! Flexible terms, low rates, and knowing what you really need are our strengths.

Feel like getting your loan at the dealer on a Saturday? No problem! Take a look at our local partners within our Car Shopping Tool.

Want to buy a vehicle that is a couple of years old and has some miles on it, but you want new car rates? We've got you covered! In fact, we don't know anyone who is this flexible with calling an auto 'new'...it's another benefit of your membership at CFCU!

Looking for clear information about what we offer? It's what we excel at. No need to fill out some form online to learn about a simple auto loan. Check this page out and we're confident you'll choose us! Our knowledgeable AutoConnection^SM team is available to help with any of your questions as well!

We've got what you need!

Apply online today!

Four million vehicles. One website. Shop the region's largest inventory...

Simplify your car buying process by using CFCU's Car Shopping Tool. Providing members the opportunity to search local inventory, run vehicle comparisons, and even receive CarFax reports!

Find your next vehicle today!

Benefits

Flexible repayment terms up to 84 months.
No prepayment penalties.
Some of the best local and national rates!
Quick application process, find out if you qualify today.
Have partnered with many local dealers to allow you to get a loan at the dealership.
Clear, understandable loan process handled by professional and knowledgeable staff

Amazing Member Benefit!

Rates

Table data for Auto Loan Rates
Rates as of 10/1/2020
	Annual Percentage Rate as low as	Term	Payment per $1,000	Alert Me
Newer Autos/Motorcycles 2018 - 2021	2.75%	up to 36 months	$28.97 at 36 mo	Receive a notification when this rate changes

Newer Autos/Motorcycles 2018 - 2021	3.25%	37-60 months	$18.08 at 60 mo	Receive a notification when this rate changes

Newer Autos/Motorcycles 2018 - 2021	3.75%	up to 72 months	$15.54 at 72 mo	Receive a notification when this rate changes

Newer Autos/Motorcycles 2019-2021	5.75%	84 months	$14.49 at 84 mo	Receive a notification when this rate changes

Used Autos/Motorcycles 2012 - 2017	4.25%	up to 60 months	$18.54 at 60 mo	Receive a notification when this rate changes

Used Autos/Motorcycles 2012 - 2017	6.50%	61-72 months	$16.80 at 72 mo	Receive a notification when this rate changes

Used Autos/Motorcycles 2008 - 2011	7.00%	up to 48 months (Maximum loan amount of $5,000)	$23.95 at 48 mo	Receive a notification when this rate changes

Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to CFCU policy.

Loan Calculator

What is APR?

Insurance

Auto Insurance

Looking for Auto Insurance? Save an average of $706!*

GAP Coverage

Most insurance policies only cover the value of the vehicle, something that rapidly declines during the first years of ownership. If your vehicle, boat, motorcycle, or RV is stolen or involved in a major accident, you could lose your investment.

Guaranteed Asset Protection (GAP) is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe. Essentially, GAP covers the difference between your primary carrier's insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges, less your deductible. This is an optional product offering from CFCU.

Don't owe on your loan after an accident, have it covered with our GAP product.

Borrower Security - Protect your family against the unexpected.

Life can be wonderful. But it also can get complicated when unexpected things happen. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel you loan balance or payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask your loan officer about eligibility, conditions, or exclusions*

*Refer to member agreement for a full explanation of terms and conditions.

Mechanical Repair Coverage - Lighten the financial burden from breakdowns.

As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road? Mechancial Repair Coverage can help limit the cost of any covered breakdowns. You pay only the applicable deductible, if any. Mechancial Repair Coverage can help lighten the financial burden for you and the people you care about. Worry a little less about tomorrow and get covered today!

Want more details? Go to cunamutual.com/mrcdetails or talk to your Loan Officer today!