Skip-a-Pay Program

For a small fee per skip, our members with eligible CFCU loans can request to skip two payments per 12 month period per loan. 

Skip-a-Pay Request Form

If your loan has a co-borrower or guarantor, you must complete separate forms for the borrower and the co-borrower/guarantor. Please list both the borrower and the co-borrower/guarantor on the top of each application. Any requests submitted without both applications will not be processed.


Eligible Loan Types:

  1. Automobile
  2. Motorcycle
  3. Other Secured (boat/snowmobile/dirt bike/tractor/etc)
  4. Recreation (camper/RV/etc)
  5. Signature Loans 
  6. Signature Lines of Credit
  7. Home Equity Lines of Credit
  8. Credit Card
  9. Share Draft Loan Protection

Member Eligibility: 

  1. All Loans for the borrower and any joint/guarantor must be current, with no missed or late payments for 6 months.
  2. Loan must be open for at least 6 months at CFCU.
  3. Primary borrower must have $40 available in their Savings account at the time of the request. 
  4. Eligible loan payment may only be skipped twice per 12 month period per loan.

*Member must have an eligible loan type, complete a request form, and be approved to participate in the “Skip-a-Pay” program. Interest on the loan will continue to accrue.