Bill Pay

Stamp Bill PayPay and manage your monthly bills from one place online.

Pay now or schedule later. You gain more control over your ability to pay your bills with CFCU's Digital Banking. Skip the chance you might misplace an important bill in the wrong paper pile. Use Bill Pay instead to view history, scheduled payments, and more right in one convenient location.


 *Checking account is required for this service.

Signing up

Signing up is a simple 3 step process:

1. Log in to Digital Banking.

2. Click on 'Payments'.

3. Follow the Bill Wizard to set up your first online payee.

Avoid envelope and stamp costs while saving your  time!

Payment Guarantee

Bill Pay is the safe and secure way to pay all your bills - we guarantee it. Every scheduled payment you make will be paid on time, or we'll pay your late fees. 

Safe, Secure, Guaranteed.* You've got better things to do with your time!

*We will bear responsibility for any late-payment-related charges (up to $50) should a payment arrive after its due date as long as you scheduled the transaction in accordance with Bill Pay's Terms and Conditions.


  • How can I pay my bills online?

    You must have a checking account to use Bill Pay. Log in to your account, click on the 'Payments' tab, and then click on 'Sign up For Bill Pay.' You will be prompted to accept legal agreements. At this point you are enrolled and can begin utilzing this service.

  • What is Bill Pay?

    Bill Pay lets you pay your bills online through CFCU Community Credit Union. You can pay anyone in the United States that you would normally pay by check or automatic debit, even if you do not receive bills from the company or person you want to pay.

    Quick Facts about Bill Pay

    • You can pay all of your bills at the Payment Center. You can also see a summary of your recent and pending payments.

    • You can receive some of your bills online in Bill Pay. You can view and pay these bills at the Payment Center.

    • You can set up automatic payments to pay your electronic bills or to automatically schedule payments of a set amount at regular intervals.

    • You can review your bills and payments for the past 24 months.

    • You can transfer money and move payments from one account to another.

  • How does Bill Pay work?

    To pay your bills online, simply add the companies and people you want to pay. We use this information to make the payments for your bills.

    After you add your bills, you can go to the Payment Center. The Pay Bills section lists all of the bills you've added in Bill Pay. To pay a bill, enter a payment amount and the date when you want the company or person to receive your payment. You can also select this date from the calendar.

    Tip: When you enter an amount, Bill Pay automatically displays the earliest date the biller will receive the payment without incurring expedited payment fees. You can accept this date or change it.

    You can pay as many bills as you want at the same time from the Payment Center.

    After you pay a bill, it may move to either the Pending Payments section or the Recent Payments section of the Payment Center.

    • The Pending Payments section provides a quick summary of the payments that have not been processed yet.

    • The Recent Payments section provides a list of the bills that have been paid in the past 45 days.

    You can also find a list of the pending and recent payments for a particular biller in the Payment Assistant.

    If you can't find a payment in the Recent Payments section, go to Bill History, which shows all of the bills you paid in the past 24 months, including electronic bills and the bills that you pay automatically.

  • How secure is Bill Pay?

    Bill Pay uses several methods to ensure that your information is secure.

    Bill Pay uses SSL (secure sockets layer) which ensures that your connection and information are secure from outside inspection.

    Bill Pay uses 128-bit encryption to make your information unreadable as it passes over the Internet. Automatic Sign Out Bill Pay automatically signs you out of a session if you are inactive for a predefined time (usually 10 minutes). It is best if you sign out immediately after you finish your tasks in Bill Pay.

  • Is there a charge for Bill Pay?

    Bill Pay is free of charge for CFCU members who are using the service to pay bills. Fees may apply for the use of additional features of Bill Pay, such as expedited payments and Transfer Money.

  • Can I directly pay another person in Digital Banking?

    Yes, within Bill Pay, you may use the Popmoney service to send money to anyone within the United States. You simply need the person’s name and either email address or cell phone number! It is free to send and free for them to receive!

Other Transfer Options

Pop Money

Send money to anyone you know with just their email address or phone number. Simplicity at its best.

Learn more!

Account to Account Transfers:

Transfer money to or from your CFCU Account to any other US Bank Account you are the primary owner of! Access this feature by logging in to Digital Banking and clicking on 'Payments.' From there, just click on 'Transfer Money' and follow the prompts.

You can transfer money two ways in Account to Account Transfer:

  • Single Transfer— A one-time transfer that takes place on the earliest available date or up to one year in the future.
  • Repeating Transfer— A transfer that repeats automatically on a recurring schedule that you manage.

Transfers are typically deposited in your 'To' account on the transfer date. Transfers may be delayed three business days depending on the transfer amount or five business days depending on the selected 'From' account. Your transfer limits are determined based on information that we received from the consumer credit reporting agency that verified your information when you enrolled.

Before you can make a transfer, you must have at least two accounts set up in Account to Account Transfer .