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CFCU Credit Union

Routing #: 221381540

Checking FAQs

Can I use my debit and credit cards overseas?

Yes, you can use your debit and credit cards overseas. However, you must place a travel note on your account. Visit our Travel page.

How do I set up a Direct Deposit?

How do I order checks?

If you only need a couple checks, CFCU offers temporary checks printed immediately at each branch.*

Need a book of checks, stop in a branch, call, or send a secure message through Digital Banking. Your order should arrive in 7-14 business days.

*Limitations and fees may apply.

How is Average Daily Balance calculated?

The average daily balance is determined by adding the end-of-day balance in the account for each day of the month and dividing the total by the number of days in the month.

When do I get statements?

Checking account statements are sent monthly. Saving account statements are sent quarterly. If a Savings account has an ACH set up on the account, the statement will be sent monthly.

Help us save the environment by signing up for eStatements!

How can I view cleared checks?

You can view if a check is cleared in Digital Banking.

If you are signed into digital banking through a web browser, click on the check icon next to the item number listed in the transaction.

If you are signed into Digital Banking with the app, click on the transaction and then select view check. 

What is stop payment and what are the fees?

Stop payment is a way for you to cancel a check that has not been processed yet. This can be done through Digital Banking by clicking on “Accounts”, then “Stop Payment” or you can give us a call. The fee is $38 per item.

What is Courtesy Pay?

What is Overdraft Protection?