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CFCU Credit Union

Routing #: 221381540

Certificates in Waterloo, New York

If you’re looking for certificates in Waterloo, New York, you’ve found the right place. At CFCU, we offer a wide range of certificate options, each of which comes with a competitive interest rate. Become a member today to start taking advantage of our great rates.

 

Why You Should Save With A Certificate From CFCU?

Other credit unions and banks often require a deposit of $1,000 or more to open a certificate. At CFCU Community Credit Union, we only require $500 to start taking advantage of our great rates.

 

12 to 60 - Month Certificates

We offer a variety of certificates with tiered rate options depending on a minimum balance of $500, $25,000 or $100,000.

 

Why Bank with CFCU?

All CFCU members get:

  • Free NCUA insurance up to $250,000 per account holder
  • Free monthly service
  • Free access to our mobile app and online portal

Plus, when your certificate is about to mature, we’ll send you a letter in the mail to remind you. You can either do nothing and let your funds roll over into a new term, or you can withdraw your funds fee-free. And if you want to add a joint owner at any time, you can do so free of charge.

Open a CFCU certificate today!

Features

  • Earn a higher Average Percentage Yield (APY).
  • Low $500 minimum to open.
  • Access to Digital Banking.
  • No monthly service fees.
  • Deposits are Federally Insured by the NCUA to at least $250,000.