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CFCU Credit Union

Routing #: 221381540

Rewards Checking Accounts in Cortland

Upgrade your checking account in Cortland with CFCU’s Transformation Checking account. Rewards accounts are usually reserved for credit cards, but you can start earning cash back points with everyday purchases from your debit card. Get one point for every $2 you spend!

 

How to Use Rewards Checking

Open your Transformation Checking account with just a $25 minimum balance. From there, you’ll start earning on every purchase you make. Plus, it’s easy to get the $10 monthly fee waived. You just have to meet one of two requirements:

  • Make 15 debit card transactions per month
  • Maintain a combined average daily balance of $5000 across your checking, savings, and CD accounts at CFCU

Once you start accruing points, you can redeem your rewards at UChoose Rewards. You may even discover merchants offering bonus points to stretch your savings even further! Enjoy guilt-free shopping thanks to your debit card transactions on purchases you would have made anyway.

 

Benefits of a Rewards Checking Account in Cortland

Your financial accounts should work for you. When you bank locally with CFCU in Cortland, you get access to amazing perks like rewards checking accounts. Traditional checking accounts typically come with very few benefits.

But with Transformation Checking in Cortland, you can turn your spending into saving every single day! And we offer two easy ways to waive the monthly service fee. There’s no reason not to get started.

Start earning rewards points and open a Transformation Checking Account today.

Switching Your Checking from Another Financial Institution to CFCU is Easy!

Switch Deposits+ is a tool available in CFCU More that makes moving your checking or savings account from another institution to a CFCU checking or savings account, just a few simple clicks away. 

Learn More about Switching Your Checking from Another Financial Institution to CFCU is Easy!

Upgrade Your CFCU Checking

If you have a CFCU Premier, Classic, or Electronic checking account and want to upgrade to a Transformation or Simply Checking account, it’s easy!

Just give us a call or visit us at a branch.

1The Simply Checking account primary owner must have at least one direct deposit into their Simply Checking account per month OR have at least 12 debit card transactions per month, otherwise a monthly service fee of $3 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply.

2The Transformation Checking account primary owner must have a combined average daily balance of at least $5,000 in their checking, savings, and certificate accounts OR have at least 15 debit card transactions per month, otherwise a monthly service fee of $10 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply.


3The Student Checking account primary owner must be age 13-25. Once the primary account owner reaches the age of 26, the account will be converted to a Transformation Checking account. Minimum opening deposit $5. Membership eligibility requirements apply.