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CFCU Credit Union

Routing #: 221381540

Community Heroes Mortgage Program

A Mortgage Program for our Community Heroes!

Police Officers | Firefighters | Teachers | Nurses | EMS

 

Apply Online Today!

About the Program

  • 100% Financing of Purchase Price
  • Up to 3% Seller Contributions Allowed
  • Choice of Fixed or Adjustable Rates

 

Insurance

CFCU Insurance Services Customers Save An Average Of $631!*

When you're busy maintaining a home as unique as you are, the last thing you want to worry about is whether or not you have the right insurance at the best rate. Get multiple quotes from the nation's leading insurance carriers so you can pick the right one for you.

Call 844-835-7646 or Visit CFCU's Insurance Services

 

*Average Savings figure is a national average savings number from August 2019 to July 2020 of auto, homeowner, and packaged policyholders’ savings per customer when compared to the policyholders’ former premiums. Individual premiums and savings will vary. Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by CFCU Community Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by CFCU Community Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.

Rates

Mortgage rates are ever changing; however, we do post daily rates in our Mortgage Center!

Click here to view the daily rates!

 

*All loans are subject to approval. Single family, primary residence purchases only. Maximum loan amount of $750,000. Membership, employment, and loan eligibility requirements apply. Additional loan terms available based on credit worthiness. NMLS #299582. Equal Housing Opportunity. Federally Insured by NCUA.


Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/data-research/hmda).


Borrower Complaints and Inquiries

CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.