Get Pre-Approved for a Mortgage Loan in Cortland
Dreaming of owning a home in Cortland, New York? CFCU is ready to help make it a reality with the right mortgage loan for you. Our members have access to both fixed and adjustable rate mortgage loans. Looking for a larger-sized home loan? We offer jumbo loans as well. You can even apply for land and construction loans to help you build the home of your dreams from the ground up.
How to Choose the Right Mortgage Loan
You don’t have to figure out the best mortgage loan all on your own. Our team of local, seasoned loan officers know exactly how to walk you through your goals to find the right match. Start with the pre-approval process to figure out a realistic budget before you even start shopping. Plus, your pre-approval letter puts you in prime position to place a competitive offer on a home in Cortland.
CFCU members who are first-time home buyers (or have been out of the real estate game for a while) can take advantage of our collection of home buying resources. This walks you through the buying and closing processes, so you know exactly what to expect from start to finish.
Personalized Mortgage Support in Cortland
CFCU members benefit from our local, in-house mortgage team. Buying a home in Cortland may seem overwhelming, but it’s easier when you can just pick up the phone and talk to your designated loan officer. We also offer No Closing Cost loans, which reduce your overall fees when you keep your mortgage loan for at least three years and enroll in Transformation Checking Autopay. It’s an easy way to save your cash!
Ready to start your home buying journey? Get started today!
*NO CLOSING COST MORTGAGES
No Closing Cost Loans require a 3-year recapture period and Transformation Checking with Autopay.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda).
BORROWER COMPLAINTS AND INQUIRIES
CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.