When you need an extra infusion of cash, whether to cover an emergency or reach a major goal, a personal loan from CFCU can help. And if you're not sure if it's the right fit, you can talk to one of our certified credit counselors to walk you through every step of what to expect.
Benefits Of A CFCU Personal Loan
We designed our CFCU personal loans to be simple and flexible. Here are some of the best perks that come with each and every loan.
- No prepayment penalties: Want to pay off your personal loan early? No problem. CFCU never charges any fees for prepayment.
- Flexible repayment terms: Pick the loan term that fits your budgetary needs, whether your goal is to keep your monthly payments low or pay off the loan as quickly as possible.
- Simple online application: Get a quick financing decision when you apply online for your Cortland personal loan. It's fast, safe, and easy!
How To Manage Your Personal Loan Payments
Once you receive your personal loan funds, you'll soon start making payments each month. The best part is that your interest rate is fixed, so you know your exact budget. Plus, you can pay online and set up automatic payments.
Ready to apply for a personal loan in Cortland, New York? Choose CFCU today! It’s a People Thing®.
No prepayment penalties
Flexible repayment terms
Easy to pay online
Set-up automatic payments
Quick application process
Certified credit counselors available
*All loans subject to approval. Membership eligibility requirements apply. Federally Insured by NCUA.
Your APR will be between 8.00% and 20.00% based on creditworthiness at the time of application for a loan term of 12-60 months. For example if you get approved for a $10,000 loan at 10.00% for a term of 36 months, you'll pay 322.67 per month.