We believe in guiding you through every step of the mortgage process. Whether it be your first or fifth, we are here to serve you with local decisions and local servicing. We even have a unique No Closing Cost Mortgage option which saved our members over $1,300,000 in closing costs last year! With options to fit your needs and the professionals to guide you, what are you waiting for?
Mortgage Loans
Loan Choices
Don't worry, we can help you find the right mortgage for you. As a local not-for-profit financial institution, you are our focus.
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Fixed Rate Mortgage (10, 15, 20, or 30 year term)
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No Closing Cost Fixed Rate Mortgage (10, 15, 20, or 30 year term)
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Adjustable Rate Mortgage
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FHA (15 or 30 year term)
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Jumbo Loans (greater than $548,250)
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Veteran's Administration Loans
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USDA Rural Development
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda).
BORROWER COMPLAINTS AND INQUIRIES
CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.
Are You a First Time Home Buyer?
Find a wealth of helpful information in our
Are You a First Time Home Buyer?
Find a wealth of helpful information in our