We believe in guiding you through every step of the mortgage process. Whether it be your first or fifth, we are here to serve you with local decisions and local servicing. We even have a unique No Closing Cost Mortgage option which saved our members over $571,822 in closing costs last year! With options to fit your needs and the professionals to guide you, what are you waiting for?
Enter our Mortgage Center for a wealth of information and to apply.
What's the Difference Between Pre-Qualification and Pre-Approval?
Why Should Getting Pre-Approved be the First Step in the Home Buying Process?
How to Get Pre-Approved
NO CLOSING COST MORTGAGES
No Closing Cost Loans require a 3-year recapture period, Transformation Checking with Direct Deposit, and Autopay.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda).
BORROWER COMPLAINTS AND INQUIRIES
CFCU is registered with the New York State Superintendent of Financial Services. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov.
